Yes. Uh oh. If you are involved in an accident and you do not have insurance, the other person’s insurance company will sue you. Sorry. It happens. But what do you do then? Well, you could try to settle with…
Posts Categorized In: Insurance Operations
More on aftermarket parts
I read an interesting story this morning from Chron.com. It talks about aftermarket parts. A Portland, OR family found out about the cost of repairing their Honda car. The Honda dealer wanted over $5,000 and they found two other shops…
Check Your Uninsured Motorist Coverage
I was sitting in court today talking to a defense attorney friend of mine. Nice guy, we just disagree about the value of most of my cases. Actually, his employer, the insurance company, and I disagree about the value of…
FAQ: How Much Liability Insurance is Enough?
I had a client ask me this today. The simple answer: I don’t know. I wish I did. I wish there was a formula. But, alas, there is not. There are some things to keep in mind. You probably want…
FAQ: Can’t I talk to the insurance company?
NO NO NO NO NO! But they only want to ask me about fixing my car. Now can I talk to them? NO NO NO NO NO! But, but they say they NEED to talk to me. Now? NO NO…
FAQ: Can my deductible be waived?
Yes, your deductible can be waived. The better question, however, is WILL it be waived. Yes, there is a difference. An insurance adjuster has the ability to waive a deductible under a few circumstances. Well, they always have the ability…
FAQ: What is full coverage?
I have written about this before, but it came up again, so I thought I would review it with you. What is full coverage on an auto policy? Beats me. Yep, I do not know the answer. Neither do you…
Insurers Still Not Paying Hurricane Damage
Oh here we go again……insurance companies still do not want to pay for hurricane damage. I guess I shouldn’t be surprised, but I am. And while I have written about this before, a lot, there is a quote in here…
Allstate Settles Class Action Lawsuit
It may seem like I am Allstate bashing lately, and to a certain extent I am, but only because they manage to make the news so often. (And when they make it, it is usually a doozy!) The latest: Allstate…
Bad News for No-Fault Insureds
For a variety of reasons, I am not a big fan of no-fault insurance. It is bad, bad, bad. And now, if it is possible, it just got worse! Here is an excerpt of an article: “Insurers that win a…