This is a huge pet peeve of mine. It sounds weird to write it where people are reading it on the Internet, but please stop reading the Internet. Look, I love the Internet. It is great for a lot of…
Posts Categorized In: Insurance Operations
Do NOT sign any papers
If I had my way, I would write it this way: DO NOT SIGN ANY PAPERS! I have said this before, and I say it again: DO NOT SIGN ANY PAPERS! Seriously. This is a huge issue. Put yourself in…
Call the adjuster, don’t take the adjuster’s calls
Adjusters like to call you. Why? Well, there are numerous reasons. First, when they are negotiating, they believe they have more power if they call you. There was some study done on negotiating years ago that seemed to support this…
Short and simple – be pleasant
This may be the shortest post I will write on this blog, but here goes. The insurance adjuster is not your friend. However, the adjuster is a person and you should treat him or her that way. Even when I…
Do NOT talk to the other driver
It is everyone’s instinct to want to talk to the driver of the other car. Maybe you want to apologize. Maybe you want to ask them what they were thinking when they ran a red light. Maybe you just want…
Go to the doctor after a car accident
I wish everyone would do this. When you are involved in a car accident, or any event that causes a release of adrenaline, you are not going to feel pain immediately. At least, not everyone will feel pain right away….
Get your own estimate after a car accident
After you are involved in a car crash, you need to get your car fixed. For most people, this is their top priority. They want their car fixed – and they want it fixed now. Most insurance companies are going…
Document your claim with pictures
After a car accident, you need to prove your claim. The burden is on you, or your attorney if you hire one (and you should), to prove that you were injured and the value of those injuries. There are a…
Do NOT contact the insurance company after a car accident
Question: Most lawyers say that I should not contact the insurance company after a car crash. Why should I call my insurance company? Answer: Typically, you do NOT want to talk to an insurance company after a car accident. There…
There are no formulas and an attorney can help you
These two things baffle most people because the insurance companies like telling everyone that they are not true. But, alas, they are true. First, despite what the adjuster might tell you, and what you will read on the internet, there…