A Federal Judge in Ohio has ruled that a long standing practice in Ohio on foreclosures is not allowed because the investors failed to prove they owned the properties in question. From the New York Times: Saying that Deutsche Bank’s…
Posts Categorized In: Legal Process
California Debt Blog: Collecting on old debts
I wrote previously about debt collectors attempting to collect on debts past the statute of limitations. Apparently, I am not the only one writing about this. Gary Nitzkin over at the Michigan Collection Law Blog recently wrote about this topic…
California Debt Blog: Collecting on a debt past the statute of limitations
I have talked about this before. The statute of limitations provides a certain time for a debt collector to collect on a debt. In California, it is generally four years on a debt. So, at four years and 5 days,…
California Debt Blog: $47 debt leads to federal case
Yes, a $47 debt has become a federal case. Sad, but true. NCO allegedly called the plaintiff’s underage neighbor, called the plaintiff’s boss and generally harassed him. I find this particularly amusing since I just had a debt collection company…
California Debt Blog: The Statute of Limitations
I have written before about the statute of limitations. It is generally four years on a written contract. Simple enough, right? Well, maybe. It is four years from the date of the last payment or the date the last payment…
California Debt Blog: What if you cannot afford filing fees?
Let’s face it. Most people who are being sued by a debt collector don’t have the money to pay the court costs associated with defending a case. That is a difficult spot to be in. You are being sued, you…
California Debt Blog: Updating your information
In California, if you have a creditor, you are required under the Rosenthal FDCPA to update your contact information with the creditor. This means that if you move, you need to call the creditor and give them your address. There…
California Debt Blog: Verification, Verification, Verification
We all know that the 3 most important things in retail are location, location, location. Well, the three most things when you are contacted by a debt collection agency are verification, verification, verification. Many times, they do not have any…
California Debt Blog: When to call an attorney
I am amazed at the number of telephone calls I get from people who have debt issues. I get several phone calls per day. Unfortunately, some of these people I cannot help. Why? The biggest reason: they wait too long…
California Debt Blog: FAQ: How do I prove I paid a judgment?
Q: I had a judgment against me. I paid it. Now I am still getting calls. How do I prove I paid it? A: When you pay a judgment, obtain a satisfaction of judgment. This form gets filed with the…