I previously gave you 5 mistakes to avoid with your credit. So as people are ramping up their holiday shopping, I thought I would share with you 5 more mistakes to avoid with your credit. The difference between good credit…
Posts Categorized In: Legal Process
California Debt Blog: The Consumer Protection Financial Bureau Wants to Hear From You
This comes to you from the Consumer Protection Financial Bureau: We want to hear about your debt collection experience—weigh in now. Since we began taking debt collection complaints a few months ago, companies have responded to more than 5,000 debt…
California Debt Blog: Debt Collectors Using Facebook, Twitter
KSL-5 out of Utah is reporting on debt collectors using social media to track down debtors. This shouldn’t come as a huge surprise to anyone. Debt collectors will use whatever technology they can to try to get as much information…
California Debt Blog: Beware of FS Mediation Group
I wrote before about Regional Arbitation Services. You can read it here and here. I sued them twice and have two defaults against them. I will soon be turning those into judgments. In the meantime, I received a call from…
California Debt Blog: Debt collection industry ripped – again
In the “not so surprising” news category, a new report rips the debt collection industry. This report, however, goes a step further. The report suggests that states are not doing enough to help struggling consumers. The report from the NCLC,…
California Debt Blog: 4 More Concerns about Short Term (Payday) Loans
Last week’s post received such a response that I thought I would share more concerns about payday loans. These short term loans look like a good solution for some people, but for over 90% of the population, they are a…
California Debt Blog: 4 Concerns about Short Term (Payday) Loans
I just helped a woman with a payday loan. The interest rate was 180%. Her payments were going to total over $9,000 in this loan from California Check Cashing, LLC. Her $2500 loan was going to cost her $10,000 when…
California Debt Blog: Debt Collector Fined for Text Messages, Envelope
This is a new one for me. When I read this story, I thought maybe I was reading The Onion. But, I went back and looked and it was from ABC. Here is the opening paragraph: “A debt collector is…
California Debt Blog: 5 MISTAKES YOU MUST AVOID WITH YOUR CREDIT
Most people have heard that they should be careful with the credit. However, when it comes to the dos and don’ts of credit, most people have no idea what to do. Here are some tips to help avoid mistakes with…
California Debt Blog: 5 Things Tenants Must Know To Protect Themselves
Part of my practice is landlord-tenant work. I represent tenants who are being evicted or who may be evicted. After getting a fair number of calls this week from tenants, I thought I would share some tips for tenants who…