This is a program that not many people know about. And while it is not directly related to insurance or personal injury, I have referred potential clients there when their case involves a violent crime. Basically, the program is designed…
Posts Categorized In: Personal Injury
Wyoming Insurers Want to Avoid 3rd Party Bad Faith
Wyoming insurers are lobbying against a bill that would allow 3rd party bad faith cases. Basically, the idea is that if the insurance company for the other person does not pay your claim timely and fairly, you can then sue…
A New Blog
My friend Ben Glass has set up a new blog. The blog is geared towards those living in Virginia, but Ben provides some great insight into all sorts of things. This is a must read. Ben is known as a…
Another Study Determines Caps Don’t Work
Ken Shigley over at the Atlanta Injury Law Blog posts about another study debunking the myth about caps and tort reform. As Ken put it, there is “little or no relationship between the level of medical malpractice payments and the…
CIGA: Who pays when the insurance company goes “bankrupt”?
If you don’t follow my advice here and on the personal injury podcast about buying insurance, you may buy insurance with the cheapest insurance company. That company may go “bankrupt,” or, in insurance terms, “into receivership.” If that happens, and…
Your Policy Limits and Your Privacy
When you are in an automobile accident, the other party may request your insurance limits. Basically, they want to know how much insurance you have. Do you have a 15/30 policy, or a 50/100 or a 100/300 or what? Why…
Your auto insurance and the “preferred shop”
The insurance company, after an accident, is going to suggest you go to their “preferred shop.” Why do they do this? First, the insurance companies use shops that are more agreeable to after-market parts, etc… This decreases the costs of…
Some rules about deductibles
A reader wants to know when he has to pay his deductible and to whom. Here are some general rules, although they do not always apply. Your deductible applies on “first party claims.” A first party claim is basically any…
The privacy laws and obtaining the name of the other driver
After an accident, you may not have the other person’s name. Sometimes the other insurance company will contact you and give you the name of their “insured” but this may not be the name of the driver of the car….
Are you covered driving your friend’s car?
As you know from reading my blog, insurance follows the vehicle, generally. But, this is just a general rule. But a reader wants to know, if you drive your friend’s car, are you covered? The policyholder, or named insured, can…