Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression “full coverage” for yeras. The problem is that I have no idea what…
Posts Tagged With: auto insurance
California Program Offers Low Cost Auto Insurance for Low Income Families
Last weekend, the L.A. Times published this article about a state program that helps provide low-income Californians with auto insurance at a reduced cost. The article pointed out that there are estimated to be millions of California drivers without auto…
California Ranked Third in Staged Auto Accident Claims, Causing Premiums to Rise
Insurance claims from crashes that appear to be staged rose 46 percent between 2007 and 2009, according to recently released statistics from the National Insurance Crime Bureau. California had the third highest number of staged accidents in the U.S. between…
A total loss exception
I came across the exception to the rule today. Regular readers of my blog will know that my rule is that if your car is a total loss, you should not keep it. You will never be happy with it….
Keeping your car after it is a total loss
I get this a lot. Someone is involved a car crash. The insurance company for the other side tells them the car is a total loss. They are sure that they want to keep their car. I am sure they…
Always tell the truth to the insurance company!
I have had a rash of calls lately. People who have been in car accidents and have panicked. That panic has led them to do something dumb: lie to the insurance company. Lying to the insurance company can be insurance…
FAQ: Can I drive my friend’s car?
Q: I do not own a car. I do not have auto insurance. Can I drive my friend’s car? A: Yes, this is a real situation. Yes, there are people without auto insurance. About half of car owners do not…
FAQ: When do I hire an attorney?
Q: I was involved in a car collision and feel like I am hurt. When should I hire an attorney? A: This is a good question. All good questions have an answer that starts with “It depends.” This is no…
Total Loss Update
I have written before about your car being a total loss. Sometimes after a car accident, the auto will be deemed a total loss. When your car is a total loss, you are entitled to the fair market value. What…
Multiple Policies on 1 Car
This has come up a few times lately in my personal injury cases so I thought I would discuss it with you. Here is the scenario: Bob is driving his Aunt Sally’s car. Bob is 25 and has an insurance…