Did you know that up to 25% of credit reports have an error? Yes, a new study by the Federal Trade Commission (FTC) finds that “25 percent of consumers identified errors on their credit reports that might affect their credit…
Posts Tagged With: consumer
Free Insurance Information
Did you ever wonder what the California Department of Insurance does? Me too! So I went to their website to see what was there. Seriously, the Department of Insurance does a lot of good work. They regulate insurance companies. They…
California Debt Blog: FAQ: What is a validation letter and why should I send it?
Q: What is a validation letter and why should I send it? A: A validation letter is simply a letter to the debt collector telling them that you dispute the debt. It can be sent by either the consumer or…
California Debt Blog: North Carolina Protects Consumers
Effective October 1, 2009, North Carolina consumers have additional protection from debt collectors. Debt collectors in North Carolina are required to produce documents showing that they are the ones who are owed the money. Why is this important? Most credit…