I have always told people, whenever you are contacted by a debt collector, the initial letter from the debt collector will state that you have the right to request validation of the debt within 30 days. You MUST, MUST, MUST…
Posts Tagged With: Credit
California Debt Blog: Ringless Voice Mail and Debt Collectors
You take a break at work and find some voice mail messages. The weird thing is that your phone did not ring. How did these messages get here? Lilian Min at Cosmopolitan covers this in a new story she has…
California Debt Blog: Debt Collection is #1 Again – In Complaints
So, it turns out that when you are really good at something you should continue doing it. In this case, debt collectors are really good at having complaints filed against them with the Consumer Financial Protection Bureau. According to this…
California Debt Blog: Debt collectors calling about debts you do not owe
Debt collectors call a lot of people about debts. Heck, I got a call over the weekend from Portfolio Recovery Associates about a debt owed by Jonathan A Stein. Of course, that isn’t my name. And the last four of…
California Debt Blog: Debt Collection is the 2nd Most Popular Scam
The Better Business Bureau came out with their top 10 scams of 2015. Yes, I know it is already February of 2016, but I had to help people who were victims of the first two scams: IRS issues and debt…
California Debt Blog: More IRS Scam Warning
I previously told you about an IRS scam that is going around. Well, the IRS scam is coming from a few numbers. So I thought I would share another message: “Hello we have been trying to reach you. This automated…
California Debt Blog: 5 MORE MISTAKES YOU MUST AVOID WITH YOUR CREDIT
I previously gave you 5 mistakes to avoid with your credit. So as people are ramping up their holiday shopping, I thought I would share with you 5 more mistakes to avoid with your credit. The difference between good credit…
California Debt Blog: 5 MISTAKES YOU MUST AVOID WITH YOUR CREDIT
Most people have heard that they should be careful with the credit. However, when it comes to the dos and don’ts of credit, most people have no idea what to do. Here are some tips to help avoid mistakes with…
California Debt Blog: Free Consumer Reports
It has been a while since I have shared this so I thought I would put it out there again. I have written a TON of free reports about the legal system, the law, insurance companies and personal injury cases….
California Debt Blog: Consumers Choosing Debit Over Credit
In today’s uncertain economy, increasing numbers of consumers are choosing to use cash or debit cards, which immediately deduct money from a checking or savings account, over credit cards. In fact, in 2009 more consumers used debit cards than credit…