More from last week on what a debt collector cannot do. This is based on the federal Fair Debt Collection Practices Act (FDCPA) and the California Rosenthal Act (also called the Rosenthal FDCPA). You may have seen these tactics from…
Posts Tagged With: FDCPA
California Debt Blog: FAQs on the Fair Debt Collection Practices Act
I get a lot of questions about the Fair Debt Collection Practices Act. People are confused about what it means and what rights they have. This is important to know when you are contacted by a debt collector such as…
California Debt Blog: The internet is hurting your debt collection defense
Yes, it is true. The internet is hurting you. It is out there making your life more difficult and making my life more difficult. It is causing you to believe things that are not true. Let me start with this:…
California Debt Blog: People v. Persolve – my perspective
The California 5th District Court of Appeals came out with a decision on August 15, 2013. That decision, in People v. Persolve, is an interesting discussion of the litigation privilege. Here is a good blurb in Enligsh from California Appellate…
California Debt Blog: Beware of Upstate New York Debt Collectors
I was doing some checking on a debt collector that left a voice mail for one of my clients. In the voice mail, the debt collector threatened to turn this matter over to the DA for a bench warrant. (That…
California Debt Blog: The Consumer Protection Financial Bureau Wants to Hear From You
This comes to you from the Consumer Protection Financial Bureau: We want to hear about your debt collection experience—weigh in now. Since we began taking debt collection complaints a few months ago, companies have responded to more than 5,000 debt…
California Debt Blog: Debt Collectors Using Facebook, Twitter
KSL-5 out of Utah is reporting on debt collectors using social media to track down debtors. This shouldn’t come as a huge surprise to anyone. Debt collectors will use whatever technology they can to try to get as much information…
California Debt Blog: Beware of FS Mediation Group
I wrote before about Regional Arbitation Services. You can read it here and here. I sued them twice and have two defaults against them. I will soon be turning those into judgments. In the meantime, I received a call from…
California Debt Blog: Debt collection industry ripped – again
In the “not so surprising” news category, a new report rips the debt collection industry. This report, however, goes a step further. The report suggests that states are not doing enough to help struggling consumers. The report from the NCLC,…
California Debt Blog: Debt Collector Fined for Text Messages, Envelope
This is a new one for me. When I read this story, I thought maybe I was reading The Onion. But, I went back and looked and it was from ABC. Here is the opening paragraph: “A debt collector is…