Question: My debt has been charged off on my credit report. I read that I do not owe the debt once it is charged off. Do I still owe the debt? A: YES. Is that clear enough? You still owe…
Posts Tagged With: lawsuit
FAQ: How long is the statute of limitations?
Typically, someone will call me and say to me “How long do I have to sue?” To me, in legalese, we call it the Statute of Limitations. I hate legalese, but we can have that discussion another time! This list…
10 Steps of a Lawsuit
People hear all the time about filing a lawsuit. But no one really explains what happens. While this is not comprehensive, it is a guideline of how a lawsuit proceeds. Please talk to your attorney about your specific case. 1….
California Debt Blog: Persolve LLC
I have a new case with Persolve, LLC that I thought I would write about. Persolve sued my client. My client doesn’t owe the money. So I filed an answer and served discovery. Persolve just responded to my discovery. They…
California Debt Blog: Don’t send out a written “instrument”
There must be something in the air. I have had two calls this week for helping defending lawsuits based on the concept of “written instruments.” What does this mean? As I understand the latest theory, and it has changed some…
California Debt Blog: Talking to an attorney
I have written on the California Personal Injury and Insurance Blog about talking to an attorney after a car accident. But, it is also important to talk to an attorney if you are in debt or receiving calls or letters…
I’ll Say it Again: Don’t Post Damaging Information Online!
On this blog, I have warned before about the dangers of posting personal information online when involved in a personal injury lawsuit. I have also warned about debt collectors using social networking sites to find debtors. If you are involved…