The first time most people deal with an insurance company is with their car. You are involved in a crash and everyone thinks “What about my car?” Or “My car is a total loss. Now what?” A smart insurance adjuster…
Posts Tagged With: motor vehicle accident
Surfing and Driving
This is shocking to me. I know people call and drive. I know people text and drive. But apparently almost 1 in 4 drivers is also surfing the internet and driving! I would have assumed it was mostly a kid…
5 More Mistakes People Make During the Claims Process
To err is human, to forgive is divine. In that case, we are all going to err during the auto insurance claims process. It happens. If we were perfect, then there would be a lot of attorneys out of a…
FAQ: When can I get rid of collision coverage for my car?
Question: I do not think I need collision coverage for my car anymore. When can I get rid of it? Answer: This is a tricky question. Its a lot harder to answer than you think and there is no one…
Diminished value and loss of use
So many times I have people call me up and tell me that their car was damaged in an accident, repaired, but now they think it is worth less. And you know what? They are right. Think about it. If…
5 secrets from a former insurance adjuster
Okay, so maybe you have always wondered what goes on inside an insurance company. Sadly, not much. But, there are some things you should know. 1. INSURANCE COMPANIES TRACK EVERY CLAIM YOU ARE INVOLVED IN Yes, they track EVERY claim,…
Why you should hire an attorney who understands an adjuster
I was exchanging emails today with a friend of mine who is also a personal injury attorney. He understands how the world of insurance works so none of this will be a surprise to him. But, a lot of attorneys…
FAQ: Should I disclose my policy limits?
Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are…
Information you MUST get at the scene of the accident
I have talked about this before. It is even part of my presentation when I speak to high school students. What information do you need to get at the scene of an accident? First, if the police come and separate…
FAQ: Why are they closing my claim?
Question: I was involved in a car accident. I am still treating and the adjuster told me that he is going to close my claim. Why? Answer: Sadly, the answer is “because they can.” The insurance company can open a…