Question: I have been sued by a debt collector. Who do I call? Answer: An attorney. Let me explain a bit. Twice in the last week, I have had people call me after being sued by a debt collector. Both…
Posts Tagged With: Rosenthal Fair Debt Collection Practices Act
California Debt Blog: FAQ: When can I be called?
Question: My phone rings nonstop with calls from a debt collector. Is this legal? Answer: NO! Debt collectors cannot call you at all hours of the day. I just looked at a phone log that a client had that showed…
California Debt Blog: President Obama Cuts Student Loan Debt Collection Commissions
This is exciting news for folks who may be behind on their student loans. President Obama has cut the commission that debt collectors get on student loans. Why does this matter? Student loan debt collectors are some of the most…
California Debt Blog: FAQ: What is a validation letter and why should I send it?
Q: What is a validation letter and why should I send it? A: A validation letter is simply a letter to the debt collector telling them that you dispute the debt. It can be sent by either the consumer or…
California Debt Blog: Keep track of your settlements
I have had two cases recently that have shown me a disturbing trend: debt collectors settling issues and then turning around and demanding more money! In one case, Erica Brachfeld, who also goes by Brachfeld Law Group, settled a case…
California Debt Blog: Talking to an attorney
I have written on the California Personal Injury and Insurance Blog about talking to an attorney after a car accident. But, it is also important to talk to an attorney if you are in debt or receiving calls or letters…