More from last week on what a debt collector cannot do. This is based on the federal Fair Debt Collection Practices Act (FDCPA) and the California Rosenthal Act (also called the Rosenthal FDCPA). You may have seen these tactics from…
Posts Tagged With: Rosenthal FDCPA
California Debt Blog: Beware of Upstate New York Debt Collectors
I was doing some checking on a debt collector that left a voice mail for one of my clients. In the voice mail, the debt collector threatened to turn this matter over to the DA for a bench warrant. (That…
California Debt Blog: Debt Collectors Using Facebook, Twitter
KSL-5 out of Utah is reporting on debt collectors using social media to track down debtors. This shouldn’t come as a huge surprise to anyone. Debt collectors will use whatever technology they can to try to get as much information…
California Debt Blog: Beware of FS Mediation Group
I wrote before about Regional Arbitation Services. You can read it here and here. I sued them twice and have two defaults against them. I will soon be turning those into judgments. In the meantime, I received a call from…
California Debt Blog: Debt collection industry ripped – again
In the “not so surprising” news category, a new report rips the debt collection industry. This report, however, goes a step further. The report suggests that states are not doing enough to help struggling consumers. The report from the NCLC,…
California Debt Blog: Debt Collector Fined for Text Messages, Envelope
This is a new one for me. When I read this story, I thought maybe I was reading The Onion. But, I went back and looked and it was from ABC. Here is the opening paragraph: “A debt collector is…
California Debt Blog: 3 Frequent Debt Collection Violations
Debt collectors make mistakes – a lot of them. Not all debt collectors, but a fair number of them. When they do, you need to be able to assert your rights. So let me share with you three very frequent…
California Debt Blog: New Rules in New York for Debt Collectors
The New York Department of Financial Services is proposing new rules for debt collectors.These rules include: 1. Have in hand basic information before they may contact people about a debt; 2. Provide documentation when a person disputes or requests verification…
California Debt Blog: Consumer Protection Financial Bureau To Crackdown On Creditors
In a welcome move by the Consumer Protection Financial Bureau, they announced recently that they are going to be investigating original creditor’s for unfair debt collection practices. According to a story at BusinessWeek.com, “The new policy, which follows efforts to…
California Debt Blog: Federal Officials Shut Down California Debt Collector
A great story from Jim Puzzanghera at the LA Times about the Federal Trade Commission, FTC, shutting down a Califlornia debt collector. Who was shut down, you ask? From the story “Among the companies targeted were Western Performance Group and…